Mike Gray Real Estate

Join Mike, David, and Amy as they discuss today’s Real Estate hot sellers’ market.

Join Mike, Dave and Amy as they discuss Real Estate buying, selling and investing.

Mike, David and Amy are joined this week by returning guest host Renee Inman. The team discusses insurance, the future of the real estate market in Sacramento and learning your risk tolerance for investing. Mike discusses timing the market and what a real estate correction could look like in the future. Should you wait to buy? While you can never tell if the market has hit the top or bottom, Mike suggests the right time is when you can afford it. A home is an incredible investment. But not to fear, as Amy reminds us the market is still great with interest rates continuing to stay low; and explains new mortgage options for those close to retirement! Mortgage options are available for those who are working part time or self-employed. Financial Planner David discusses the importance of Risk Tolerance in investing. Your risk tolerance is personal and always changing, which can affect your investment strategy. Renee Inman from Beach and O’Neill returns this episode to lend more expertise on insurance. Sh

Mike, Amy and David return this week to discuss the benefits of planning on a cross disciplinary basis; and the benefits of buying in both real estate and finance. Mike says the max exodus from California is causing buyers to jump at new listing over asking price. Contingencies in deals. Causing large offers to come out right when a listing hits the market. Amy discusses how accessible home ownership can be. With incredible loan options for first time buyers, you could turn a tax return into a new home. Just like in real estate, the world of insurance has its own form of renting vs. buying. David compares term insurance with more long-term options that could allow the applicant more freedom to invest, barrow or cede the policy to a beneficiary. More important than the plan, is the team. Mike, Amy and David discuss the benefits in planning on a cross disciplinary basis. When your agents have a reliable reputation and good history with one another it can only benefit you.